This incremental housing programme combines resources from participating families with traditional joint savings
schemes and micro-credit to help those who have no access to formal credit to build new homes or improve their existing
accommodation. Families are involved in the design process of their homes and training is provided in self-help
construction methods. The construction process is phased to avoid families becoming financially overstretched. The
consolidation of community organisation and solidarity, the empowerment of women and development of savings
capacity are important elements of this well-established programme that has to date funded the construction and/or
improvement of over 800 homes in the state of Veracruz, Mexico.
Keywords : Women's Empowerment, Self-Build, Community Development, Savings and Credit, Participative Design
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